The use of payday loans is a highly controversial subject in many financial circles. While some individuals believe that these short term loan products offer a valuable service to individuals who are in need of cash quickly, others believe that payday loans are designed to target low income people who are more likely to make poor financial decisions. While this debate is not likely to be settled anytime soon, the fact is that there are some valid points on both sides of the fence.
Read More
Every hard-working person dreams of someday being able to enjoy a long, relaxing retirement. However, over the decades, the average age of retirement has only risen, with the current retirement age being 62. Can't bear the thought of working for that long? If not, then it might be time to begin looking into the possibility of retiring early. Unfortunately, retiring early isn't something that just anybody can do However, if you've been on the ball in terms of your retirement planning, you just might be able to shave a few years off your retirement age.
Read More