Spending Less and Saving More

3 Reasons To Transition To A Gold IRA

Choosing an IRA often comes with a number of options that need to be researched. There are IRA options that will give you the choice of where to invest your money. If your current IRA is not making the money that you want or if you plan to change jobs, it is a better idea to select a new retirement account. One of the choices that you will have if you want to change over your IRA account is a gold IRA account. Read More 

5 Tips For Negotiating A Better Rate On Your Commercial Construction Loan

Commercial construction of any kind can be costly. If you are like most business owners, you plan to take out a loan to afford the cost of construction and then pay it back over time. This is certainly easier than trying to come up with the cash to build up-front! One challenge you will face, however, is getting a good rate on your commercial loan. It's silly to overpay, but most times, you will have to do some negotiation to get a good loan rate. Read More 

Is It Possible To Get A Bail Bond With No Cash Or Cosigner?

Once in custody, it can become difficult to get into contact with friends or family. Without that contact, you might not have the ability to find a cosigner to post your bond. However, you don't necessarily need a cosigner or cash. Both can help a lot, but if you have neither, here are a few things you can do instead. Request a Release on Recognizance A release on your own recognizance – sometimes called ROR, or just OR – is one of the better scenarios you can hope for. Read More 

Common Mistakes When Booking Cost Of Goods Sold

There are very few things that can impact a company's tax return as significantly as their cost of goods sold. The cost of goods sold for a business forms the cost basis of the company's expenses; it will be directly deducted from the company's income. The company is not required to pay taxes on the amount of their income that was directly related to cost -- consequently, it's very important that everything be booked properly. Read More 

Two Of The Biggest Myths About Collecting US Coins (That Could Cost You Money)

Coin collecting is one of the oldest hobbies in the world, appearing in archaeological records as far back at 650 BC and being nicknamed "The Hobby of Kings." But despite that popularity, it's easy for people who don't have a lot of experience to make a mistake when it comes to their coins - a mistake that could be costly. Here's a look at two of the biggest myths of US coin collecting that could cause a collector to lose money. Read More